Balgownie Mortgage Brokers

60+ lenders. Zero broker fees. One free call and we can help you get on track.

Trusted by Balgownie locals, at all stage of home ownership

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How do we help?

We negotiate with over 60+ lenders for you, so you get better rates & far less stress

✔ We make everything easier from the get-go
✔ We do the loan rate shopping & negotiations

✔ There are no costs, it's a fully free service


Book a free call →
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Meet Greg Cooke, local Balgownie Mortgage Broker

Experience is everything for your home loan: Meet Greg, he has over 10 years experience in the Mortgage Broker industry and helps you negotiate better rates from the banks - and guides you through everything.

Greg began his broking career in 2014 at a boutique mortgage brokerage on Sydney’s Northern Beaches, quickly mastering the ever-changing lending landscape. In 2016, he joined NAB as an in-house mortgage broker, working with MLC (now IOOF/Insignia) Financial Planners, where his strong relationships and client-first approach led to rapid success.


From 2017 to 2024, Greg held key roles at PLAN, Choice, FAST, and Loan Market, ultimately serving as State Manager under Loan Market’s new private ownership.


Now, as a proud Wollongong local with a young family, Greg is dedicated to helping Wollongong locals achieve their financial dreams through home ownership and wealth creation.

Email: greg@simplefin.com.au
Phone: 0457 531 124



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What kind of home loan do you need?

Your First Home Loan


We help first-time buyers enter the Balgownie or wider Illawarra property market with tailored mortgages, low deposit options, and government incentives like grants and stamp duty concessions. Book a first home loan call here.

Your Next Home Loan


We can help you change homes by offering tailored mortgage solutions, including bridging loans for the transition between your Balgownie properties. These loans provide flexibility while managing repayments effectively.

Investment Property Loans


Balgownie Investment Property Loans help grow your wealth through real estate. However, choosing the right loan strategy is key to maximising property investment returns and cash flow.

Refinancing & Saving


We can help you secure better rates, reduce repayments, or access equity for investments. Whether refinancing, investing, or upgrading your home, the right loan can improve financial flexibility and your long-term wealth.

  • How can SimpleFin help me through the Balgownie home loan process?

    A Seamless Experience from Start to Finish


    At SimpleFin, our experienced team of lending specialists are here to provide a seamless experience for every client - whether you’re buying your dream property, investing in commercial property, or applying for equipment finance. We understand the intricacies of Balgownie mortgage broking, and guide you through the entire lending process, from application forms to loan approval.


    Understanding Your Borrowing Capacity


    We offer a free loan health check to assess your borrowing capacity, helping you understand how your financial position, tax position, and individual circumstances impact your ability to borrow.


    Hundreds of Lending Options Available


    As Loan Market Balgownie mortgage brokers, we have access to over 60 of lenders, including major banks, online lenders, and financial lenders, our panel of lenders ensures you get the most competitive mortgage rates for your situation.

     Your Financial Journey Matters


    Our goal is to make the finance process smoother, offering expert finance assistance and expert equipment finance solutions that suit your goals, from development finance to investment property loans.


    If you need help, please just reach out to Greg Cooke and the SimpleFin team on 📞 0457 531 124

  • What types of loans can SimpleFin arrange for me?

    Balgownie Home Loans & Investment Property Loans


    As a leading Balgownie Mortgage Broker, SimpleFin offers hundreds of mortgage products to help you buy your dream home, investment property, or expand your investment portfolio. We provide pre-approval support and connect you with competitive mortgage deals.

     Commercial Finance & Business Loans


    Need help with commercial lending or business loan options? We offer comprehensive mortgage assistance and tailor commercial property loans, Commercial Property Finance, and Asset-Backed Lending options to fit your financial circumstances.


    Asset & Equipment Finance


    We also provide quality Balgownie finance for cars, trucks, and machinery. Our finance brokers specialise in Equipment and Vehicle Finance, giving you direct access to the best options on the market.


    Tailored Lending Solutions for Every Need


    Our broad range of finance solutions cover everything from construction loans to Unconditional Finance, and our client-first approach ensures that we explore every effective loan option and favourable loan term for your goals.


    If you need help, please just reach out to Greg Cooke and the SimpleFin team on 📞 0457 531 124

  • Why should I choose SimpleFin over other Balgownie Mortgage Brokers?

    Commitment to Exceptional Customer Service


    At SimpleFin, we believe in exceptional service backed by a history of customer service excellence. Our clients consistently leave online reviews praising our Outstanding Service, helpful services, and dedicated team.


    Decades of Experience in the Finance Industry


    We bring decades of experience in the mortgage broking industry, offering deep knowledge and fabulous knowledge of market trends, lending policies, and the complex mortgage landscape. Whether you're a first-time buyer or expanding your investment portfolio, we’ll provide the expert premium service you deserve.


    Tools to Support Your Growth


    We don’t just help with loans — we help with the growth of your finances. Our annual reviews, consultation sessions, and initial consultations provide valuable opportunities to improve your financial outcomes. And unlike the inexperienced service you may encounter elsewhere, we pride ourselves on our commitment to quality and Excellent Service and Support.


    Balgownie & Illawarra’s Trusted Mortgage Experts


    Serving the Balgownie area and broader Illawarra Mortgage Brokers community, we have boarder market exposure and offer access to a wide range of lending options.

    Whether you're comparing commission rates, seeking intel on lenders, or needing help understanding the differences across lender credit, the SimpleFin team has your back, every step of the financial journey.


    If you need help, please just reach out to Greg Cooke and the SimpleFin team on 📞 0457 531 124


  • What are 7 reasons to why Balgownie 2519 a great place to buy a home or investment property?

    Here are 7 compelling reasons why Balgownie 2519 (NSW) is a fantastic place to buy a home or investment property:


    1. Charming Village Atmosphere with Urban Access

    Balgownie offers the feel of a peaceful village while being only a 10-minute drive from the heart of Wollongong. Its boutique cafes, local shops, and welcoming streetscape create a warm, community-centric lifestyle that attracts families, professionals, and retirees alike. Its location makes commuting easy while maintaining suburban tranquility.


    2. Consistent Capital Growth and Investment Appeal

    With strong historical growth and demand from both owner-occupiers and renters, Balgownie has built a reputation as a solid performer in the Illawarra property market. Limited new developments and tightly held properties have helped maintain price stability and capital appreciation—key factors for long-term investors.


    3. Family-Friendly with Great Schooling Options

    The suburb is home to highly regarded schools such as Balgownie Public School, and is in close proximity to several quality high schools and the University of Wollongong. These educational offerings make the suburb particularly attractive for families and students, supporting both owner-occupier demand and strong rental yields.


    4. Proximity to Beaches and Outdoor Recreation

    Residents enjoy quick access to nearby beaches like Fairy Meadow and North Wollongong, as well as lush escarpment bushwalks. The suburb also features parks, sports fields, and community clubs, promoting an active lifestyle that appeals to a wide demographic—from young families to retirees.


    5. Diverse Housing Stock with Long-Term Appeal

    Balgownie offers a mix of character homes, modern family residences, and townhouses, allowing buyers and investors to tap into a range of property types and price points. The diversity enhances rental appeal and provides long-term flexibility for property upgrades or redevelopment.


    6. Tight Rental Market with Strong Returns

    Vacancy rates in Balgownie remain low due to the suburb's livability and high demand. Its access to Wollongong’s education and employment hubs makes it a preferred location for renters—particularly students, professionals, and small families. This supports consistent rental income and return on investment.


    7. Community Engagement and Safety

    Balgownie has a strong sense of identity, centered around its local village, sporting clubs, and community events. The suburb is also known for its low crime rate and well-kept streets, making it particularly attractive for buyers prioritizing safety and neighborhood cohesion.

     Balgownie 2519 blends lifestyle, location, and investment potential in a tightly held, high-demand suburb. Its family-oriented charm, proximity to Wollongong and Sydney, and track record of capital growth make it an excellent choice for both homeowners and savvy property investors.


    Simply get in touch with Greg today on 📞 0457 531 124 if you’ve any questions or looking for the best Mortgage Brokers Balgownie!


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