MORTGAGE BROKERS Fernhill


Welcome to the Fernhill home loan experts.

We've been helping Fernhill home buyers, investors and families since 2014, with home loan advice that works for you - not the bank.

We had a great experience with Greg from SimpleFin regarding what to do with our home loan, the funds we had in offset and how we could look to invest for our future. We would have set our home loans up all wrong if it wasn't for Greg. Highly recommend working with him, it was great!." โญโญโญโญโญ

Fernhill Mortgage Brokers that care

We help Fernhill locals get better home loans.

Your first home or your fifth, SimpleFin help make Fernhill home loans and financing simple. With access to 60+ leading lenders, no pushy sales, no confusing lingo, just local finance experts that find real options that works for you.


Greg began his broking career in 2014 at a boutique mortgage brokerage on Sydney’s Northern Beaches, quickly mastering the ever-changing lending landscape. In 2016, he joined NAB as an in-house mortgage broker, working with MLC (now IOOF/Insignia) Financial Planners, where his strong relationships and client-first approach led to rapid success.


From 2017 to 2024, Greg held key roles at PLAN, Choice, FAST, and Loan Market, ultimately serving as State Manager under Loan Market’s new private ownership.


Now, as a proud Wollongong local with a young family, Greg is dedicated to helping Wollongong locals achieve their financial dreams through home ownership and wealth creation.

1. Fernhill experts.

Every question you have, no matter how big or small, gets a straight answer from the same person every time. You’ll always know exactly where you & your loan stands.

2. Jargon-free advice.

Home loans come wrapped in language most people don't use. LVR, LMI, comparison rates, serviceability. We cut through the noise and explain everything simply & practically.

3. Sharper rates.

With 60+ lenders on our panel, we can negotiate better terms for our Fernhill clients. For example, clients who refinanced with us last year saved over $400 a month.

Fernhill HOme Loan Experts

We make even the most complex home loans simpler.

Buying, building, investing or refinancing, we can help.

Pre-Approvals

Secure your dream Fernhill home with confidence. Get pre-approved for a mortgage and be ready to make an offer when the perfect opportunity arises.

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Home Loans

Navigating the home-buying process can be overwhelming. Let us guide you every step of the way, ensuring a smooth journey to becoming a proud homeowner.

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Home Loan Refinancing

Save money on your monthly mortgage repayments. Our Fernhill mortgage broker can help you explore refinancing options that suit your needs.

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Self-Employed Home Loans

Being self-employed shouldn’t hinder your dream of owning a home. We specialise in finding solutions for entrepreneurs, making it easier to qualify for a loan.

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Investment Property Loans

Expand your Fernhill or Australia wide real estate portfolio with ease. Our tailored investment property loan solutions can help you maximise your returns.

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Specialised Debt Structures

Navigate complex financial situations with ease, from reverse mortgages to tailored debt release structures, our experts help you find unique solutions.

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How Our Fernhill Mortgage broker helps

How do our mortgage brokers help?

Did you know that around 70% of Australian home loans now use a broker, and here at SimpleFin we plug into 60+ lenders to find what fits you, not what suits a particular bank's agenda. In essence, we're here to help with your unique needs, not someone else's.


We also review your rate every twelve months, for as long as you hold the loan, whether there's a commission in it or not. It's not just about finding the right loan today, it's about making sure it's still the right loan in five years, on the Fernhill or anywhere else in Australia you live or invest.


Schedule a call to find out more.

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We compare 60+ lenders to find a solution that works for you.

We work with Australia’s leading banks and non-bank lenders, giving you more options, better rates, and loans tailored to your exact needs. No bias, just what works best for you.

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BROADBEACH MORTGAGE BROKER REViews

“We couldn’t be happier with the service we received from Greg at SimpleFin. We went to him with quite a complicated financial arrangement, and he made the whole process feel so much easier and more manageable. He was incredibly helpful and genuinely cared about getting the best outcome for us. We’re so grateful for his guidance and highly recommend him to anyone. Thanks again Greg!"


Annelie Watt

June 2026

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Contact our Fernhill brokers

Chat to our Fernhill home loan experts today.

We've been helping Fernhill home buyers, investors and families since 2014, with home loan advice that works for you - not the bank.

Get in touch.

We'll reply the same way you contacted me, unless you say otherwise.

Contact Us

FAQs.

Fernhill home loans should be simple, transparent and tailored to you. Here are some questions we're asked, with no jargon.

Book my free consultation
  • How can SimpleFin help me through the Fernhill home loan process?

    A Seamless Experience from Start to Finish


    At SimpleFin, our experienced team of lending specialists are here to provide a seamless experience for every client - whether you’re buying your dream property, investing in commercial property, or applying for equipment finance. We understand the intricacies of Fernhill mortgage broking, and guide you through the entire lending process, from application forms to loan approval.


    Understanding Your Borrowing Capacity


    We offer a free loan health check to assess your borrowing capacity, helping you understand how your financial position, tax position, and individual circumstances impact your ability to borrow.


    Hundreds of Lending Options Available


    As Loan Market Fernhill mortgage brokers, we have access to over 60 of lenders, including major banks, online lenders, and financial lenders, our panel of lenders ensures you get the most competitive mortgage rates for your situation.

     Your Financial Journey Matters


    Our goal is to make the finance process smoother, offering expert finance assistance and expert equipment finance solutions that suit your goals, from development finance to investment property loans.


    If you need help, please just reach out to Greg Cooke and the SimpleFin team on ๐Ÿ“ž 0457 531 124

  • What types of loans can SimpleFin arrange for me?

    Fernhill Home Loans & Investment Property Loans


    As a leading Fernhill Mortgage Broker, SimpleFin offers hundreds of mortgage products to help you buy your dream home, investment property, or expand your investment portfolio. We provide pre-approval support and connect you with competitive mortgage deals.

     Commercial Finance & Business Loans


    Need help with commercial lending or business loan options? We offer comprehensive mortgage assistance and tailor commercial property loans, Commercial Property Finance, and Asset-Backed Lending options to fit your financial circumstances.


    Asset & Equipment Finance


    We also provide quality Fernhill finance for cars, trucks, and machinery. Our finance brokers specialise in Equipment and Vehicle Finance, giving you direct access to the best options on the market.


    Tailored Lending Solutions for Every Need


    Our broad range of finance solutions cover everything from construction loans to Unconditional Finance, and our client-first approach ensures that we explore every effective loan option and favourable loan term for your goals.


    If you need help, please just reach out to Greg Cooke and the SimpleFin team on ๐Ÿ“ž 0457 531 124


  • Why should I choose SimpleFin over other Fernhill Mortgage Brokers?

    Commitment to Exceptional Customer Service


    At SimpleFin, we believe in exceptional service backed by a history of customer service excellence. Our clients consistently leave online reviews praising our Outstanding Service, helpful services, and dedicated team.


    Decades of Experience in the Finance Industry


    We bring decades of experience in the mortgage broking industry, offering deep knowledge and fabulous knowledge of market trends, lending policies, and the complex mortgage landscape. Whether you're a first-time buyer or expanding your investment portfolio, we’ll provide the expert premium service you deserve.


    Tools to Support Your Growth


    We don’t just help with loans — we help with the growth of your finances. Our annual reviews, consultation sessions, and initial consultations provide valuable opportunities to improve your financial outcomes. And unlike the inexperienced service you may encounter elsewhere, we pride ourselves on our commitment to quality and Excellent Service and Support.


    Fernhill & Illawarra’s Trusted Mortgage Experts


    Serving the Fernhill area and broader Illawarra Mortgage Brokers community, we have boarder market exposure and offer access to a wide range of lending options.

    Whether you're comparing commission rates, seeking intel on lenders, or needing help understanding the differences across lender credit, the SimpleFin team has your back, every step of the financial journey.


    If you need help, please just reach out to Greg Cooke and the SimpleFin team on ๐Ÿ“ž 0457 531 124


  • What are 7 reasons to why Fernhill 2519ย a great place to buy a home or investment property?

    Here are 7 compelling reasons why Fernhill 2519 (NSW) is a great place to buy a home or investment property:


    1. Affordable Entry Point into the Wollongong Market

    Compared to neighbouring suburbs like Balgownie and Mount Pleasant, Fernhill offers a more affordable price point while still enjoying the same postcode benefits of 2519. This makes it ideal for first home buyers and investors seeking growth potential without the premium cost barrier.


    2. Strategic Location Between City and Suburbs

    Fernhill is situated just 5 minutes from Wollongong CBD and minutes from popular northern suburbs like Fairy Meadow and Towradgi. Its centrality offers excellent connectivity to employment centres, the University of Wollongong, beaches, hospitals, and shopping precincts—boosting rental and resale appeal.


    3. Proximity to Public Transport and Major Roads

    The suburb is well-served by major bus routes and is close to North Wollongong and Fairy Meadow train stations. Easy access to the Princes Highway and M1 makes commuting to Sydney or surrounding regions convenient, a key factor for both residents and renters.


    4. Underrated Growth Potential

    While often overshadowed by more high-profile neighbouring suburbs, Fernhill has seen steady value appreciation in recent years. Its growing demand from young families and investors points to long-term capital growth, especially as Wollongong’s urban footprint continues to expand.


    5. Community Feel in a Quiet Residential Pocket

    Fernhill is a small, quiet suburb with a close-knit feel. Its residential streets are low in traffic, making it appealing for families and retirees looking for a peaceful living environment. The community vibe also contributes to property retention and buyer confidence.


    6. Access to Excellent Schools and Amenities

    The suburb benefits from proximity to quality primary and secondary schools, including those in surrounding suburbs. It's also close to TAFE Illawarra, the University of Wollongong, and shopping hubs like Westfield Figtree and Wollongong Central. These conveniences enhance livability and rental demand.


    7. Increasing Demand from Investors and Renovators

    Fernhill is experiencing an uptick in demand from buyers looking to renovate or develop, thanks to its generous block sizes and older homes with strong bones. This makes it a hotspot for value-adding opportunities and long-term returns through flipping or subdividing.


    Fernhill 2519 is an emerging gem in the Illawarra region, offering a rare mix of affordability, location, and future growth. Whether you're a first-time buyer, downsizer, or strategic investor, Fernhill presents a smart entry into a well-connected and rising suburb.


    Simply get in touch with Greg today on ๐Ÿ“ž 0457 531 124 if you’ve any questions or looking for the best Mortgage Brokers Fernhill!