Business Owner Home Loan Wollongong
Welcome to Wollongong's Business Owner Home Loan
experts.
SimpleFin are Wollongong Business Owner Home Loan experts, helping locals across all of wider Illawarra get stress-free loans. Simply get in touch to discuss your Business Owner Home Loan goals.
We had a great experience with Greg from SimpleFin regarding what to do with our home loan, the funds we had in offset and how we could look to invest for our future. We would have set our home loans up all wrong if it wasn't for Greg. Highly recommend working with him, it was great!." ⭐⭐⭐⭐⭐
Business Owner Home Loan Mortgage Brokers that care
We help you find better Business Owner Home Loan options.
Your first home or your fifth, SimpleFin help make Wollongong home loans and financing simple. With access to 60+ leading lenders, no pushy sales, no confusing lingo, just local finance experts that find real options that works for you.
Greg began his broking career in 2014 at a boutique mortgage brokerage on Sydney’s Northern Beaches, quickly mastering the ever-changing lending landscape. In 2016, he joined NAB as an in-house mortgage broker, working with MLC (now IOOF/Insignia) Financial Planners, where his strong relationships and client-first approach led to rapid success.
From 2017 to 2024, Greg held key roles at PLAN, Choice, FAST, and Loan Market, ultimately serving as State Manager under Loan Market’s new private ownership.
Now, as a proud Wollongong local with a young family, Greg is dedicated to helping Wollongong locals achieve their financial dreams through home ownership and wealth creation.
1. Local Business Owner Home Loan experts.
Every question you have, no matter how big or small, gets a straight answer from the same person every time. You’ll always know exactly where you & your loan stands.
2. Jargon-free advice.
Home loans come wrapped in language most people don't use. LVR, LMI, comparison rates, serviceability. We cut through the noise and explain everything simply & practically.
3. More lender choice.
With 60+ lenders on our panel, we compare options and negotiate on behalf of our Business Owner Home Loan clients, so they can see how their loan stacks up.
We compare 60+ lenders to find a Business Owner Home Loan solution that works for you.
We work with Australia’s leading banks and non-bank lenders, giving you more options and loans tailored to your exact needs. No bias, just what works best for you.
WOLLONGONG MORTGAGE BROKER REViews
“We couldn’t be happier with the service we received from Greg at SimpleFin. We went to him with quite a complicated financial arrangement, and he made the whole process feel so much easier and more manageable. He was incredibly helpful and genuinely cared about getting the best outcome for us. We’re so grateful for his guidance and highly recommend him to anyone. Thanks again Greg!"
Annelie Watt
June 2026
★★★★★
Contact our Business Owner Home Loan expertS
Chat to our Business Owner Home Loan experts today.
We've been helping Wollongong home buyers, investors and families since 2014, with Business Owner Home Loan
advice that works for you - not the bank.
Get in touch.
We'll reply the same way you contacted me, unless you say otherwise.
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FAQs.
A Wollongong Business Owner Home Loan
should be simple, transparent and tailored to you. Here are some questions we're asked, with no jargon.
Can I get a home loan as a business owner?
Yes. Business owners are well catered for, though lenders assess your income differently to a salaried applicant. They typically look at your business and personal tax returns, financial statements and sometimes business bank statements to establish a reliable income figure.
Because lenders treat business income, add backs and retained profits differently, the same business owner can be assessed very differently from one lender to the next. Matching you to the right lender is the key to a strong outcome.
What documents will I need?
A full documentation application generally needs one to two years of business and personal tax returns, notices of assessment and financial statements. Some lenders will also ask for recent business bank statements and an up to date ATO position.
If your latest returns are not yet lodged or do not reflect your current trading, there are lenders and alternative documentation options that can help, which we can talk you through.
My taxable income is low after deductions, can I still borrow?
Often yes. Lenders can add back certain non cash or one off expenses, such as depreciation and some interest, to arrive at a truer income figure. Where your returns still do not reflect your real cash flow, low documentation options assessed on business bank statements or an accountant's declaration may suit.
These options are assessed carefully and pricing can differ, so we compare the full documentation and alternative paths side by side.
How long do I need to have been in business?
Many lenders prefer two years of trading history, but some will consider one year, or less in certain circumstances, particularly where you have a strong background in the same industry.
The right lender depends on how long you have traded, your GST registration and your income evidence. We match those details to the lenders most likely to approve you.