MORTGAGE BROKERS Towradgi


Welcome to the Towradgi home loan experts.

We've been helping Towradgi home buyers, investors and families since 2014, with home loan advice that works for you - not the bank.

We had a great experience with Greg from SimpleFin regarding what to do with our home loan, the funds we had in offset and how we could look to invest for our future. We would have set our home loans up all wrong if it wasn't for Greg. Highly recommend working with him, it was great!." โญโญโญโญโญ

Towradgi Mortgage Brokers that care

We help Towradgi locals get better home loans.

Your first home or your fifth, SimpleFin help make Towradgi home loans and financing simple. With access to 60+ leading lenders, no pushy sales, no confusing lingo, just local finance experts that find real options that works for you.


Greg began his broking career in 2014 at a boutique mortgage brokerage on Sydney’s Northern Beaches, quickly mastering the ever-changing lending landscape. In 2016, he joined NAB as an in-house mortgage broker, working with MLC (now IOOF/Insignia) Financial Planners, where his strong relationships and client-first approach led to rapid success.


From 2017 to 2024, Greg held key roles at PLAN, Choice, FAST, and Loan Market, ultimately serving as State Manager under Loan Market’s new private ownership.


Now, as a proud Wollongong local with a young family, Greg is dedicated to helping Wollongong locals achieve their financial dreams through home ownership and wealth creation.

1. Towradgi experts.

Every question you have, no matter how big or small, gets a straight answer from the same person every time. You’ll always know exactly where you & your loan stands.

2. Jargon-free advice.

Home loans come wrapped in language most people don't use. LVR, LMI, comparison rates, serviceability. We cut through the noise and explain everything simply & practically.

3. Sharper rates.

With 60+ lenders on our panel, we can negotiate better terms for our Towradgi clients. For example, clients who refinanced with us last year saved over $400 a month.

Towradgi HOme Loan Experts

We make even the most complex home loans simpler.

Buying, building, investing or refinancing, we can help.

Pre-Approvals

Secure your dream Towradgi home with confidence. Get pre-approved for a mortgage and be ready to make an offer when the perfect opportunity arises.

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Home Loans

Navigating the home-buying process can be overwhelming. Let us guide you every step of the way, ensuring a smooth journey to becoming a proud homeowner.

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Home Loan Refinancing

Save money on your monthly mortgage repayments. Our Towradgi mortgage broker can help you explore refinancing options that suit your needs.

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Self-Employed Home Loans

Being self-employed shouldn’t hinder your dream of owning a home. We specialise in finding solutions for entrepreneurs, making it easier to qualify for a loan.

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Investment Property Loans

Expand your Towradgi or Australia wide real estate portfolio with ease. Our tailored investment property loan solutions can help you maximise your returns.

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Specialised Debt Structures

Navigate complex financial situations with ease, from reverse mortgages to tailored debt release structures, our experts help you find unique solutions.

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How Our Towradgi Mortgage broker helps

How do our mortgage brokers help?

Did you know that around 70% of Australian home loans now use a broker, and here at SimpleFin we plug into 60+ lenders to find what fits you, not what suits a particular bank's agenda. In essence, we're here to help with your unique needs, not someone else's.


We also review your rate every twelve months, for as long as you hold the loan, whether there's a commission in it or not. It's not just about finding the right loan today, it's about making sure it's still the right loan in five years, on the Towradgi or anywhere else in Australia you live or invest.


Schedule a call to find out more.

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We compare 60+ lenders to find a solution that works for you.

We work with Australia’s leading banks and non-bank lenders, giving you more options, better rates, and loans tailored to your exact needs. No bias, just what works best for you.

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BROADBEACH MORTGAGE BROKER REViews

“We couldn’t be happier with the service we received from Greg at SimpleFin. We went to him with quite a complicated financial arrangement, and he made the whole process feel so much easier and more manageable. He was incredibly helpful and genuinely cared about getting the best outcome for us. We’re so grateful for his guidance and highly recommend him to anyone. Thanks again Greg!"


Annelie Watt

June 2026

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Contact our Towradgi brokers

Chat to our Towradgi home loan experts today.

We've been helping Towradgi home buyers, investors and families since 2014, with home loan advice that works for you - not the bank.

Get in touch.

We'll reply the same way you contacted me, unless you say otherwise.

Contact Us

FAQs.

Towradgi home loans should be simple, transparent and tailored to you. Here are some questions we're asked, with no jargon.

Book my free consultation
  • How can SimpleFin help me through the Towradgi home loan process?

    A Seamless Experience from Start to Finish


    At SimpleFin, our experienced team of lending specialists are here to provide a seamless experience for every client - whether you’re buying your dream property, investing in commercial property, or applying for equipment finance. We understand the intricacies of Towradgi mortgage broking, and guide you through the entire lending process, from application forms to loan approval.


    Understanding Your Borrowing Capacity


    We offer a free loan health check to assess your borrowing capacity, helping you understand how your financial position, tax position, and individual circumstances impact your ability to borrow.


    Hundreds of Lending Options Available


    As Loan Market Towradgi mortgage brokers, we have access to over 60 of lenders, including major banks, online lenders, and financial lenders, our panel of lenders ensures you get the most competitive mortgage rates for your situation.

     Your Financial Journey Matters


    Our goal is to make the finance process smoother, offering expert finance assistance and expert equipment finance solutions that suit your goals, from development finance to investment property loans.


    If you need help, please just reach out to Greg Cooke and the SimpleFin team on ๐Ÿ“ž 0457 531 124


  • What types of loans can SimpleFin arrange for me?

    Towradgi Home Loans & Investment Property Loans


    As a leading Towradgi Mortgage Broker, SimpleFin offers hundreds of mortgage products to help you buy your dream home, investment property, or expand your investment portfolio. We provide pre-approval support and connect you with competitive mortgage deals.

     Commercial Finance & Business Loans


    Need help with commercial lending or business loan options? We offer comprehensive mortgage assistance and tailor commercial property loans, Commercial Property Finance, and Asset-Backed Lending options to fit your financial circumstances.


    Asset & Equipment Finance


    We also provide quality Towradgi finance for cars, trucks, and machinery. Our finance brokers specialise in Equipment and Vehicle Finance, giving you direct access to the best options on the market.


    Tailored Lending Solutions for Every Need


    Our broad range of finance solutions cover everything from construction loans to Unconditional Finance, and our client-first approach ensures that we explore every effective loan option and favourable loan term for your goals.


    If you need help, please just reach out to Greg Cooke and the SimpleFin team on ๐Ÿ“ž 0457 531 124


  • Why should I choose SimpleFin over other Towradgi Mortgage Brokers?

    Commitment to Exceptional Customer Service


    At SimpleFin, we believe in exceptional service backed by a history of customer service excellence. Our clients consistently leave online reviews praising our Outstanding Service, helpful services, and dedicated team.


    Decades of Experience in the Finance Industry


    We bring decades of experience in the mortgage broking industry, offering deep knowledge and fabulous knowledge of market trends, lending policies, and the complex mortgage landscape. Whether you're a first-time buyer or expanding your investment portfolio, we’ll provide the expert premium service you deserve.


    Tools to Support Your Growth


    We don’t just help with loans — we help with the growth of your finances. Our annual reviews, consultation sessions, and initial consultations provide valuable opportunities to improve your financial outcomes. And unlike the inexperienced service you may encounter elsewhere, we pride ourselves on our commitment to quality and Excellent Service and Support.


    Towradgi & Illawarra’s Trusted Mortgage Experts


    Serving the Towradgi area and broader Illawarra Mortgage Brokers community, we have boarder market exposure and offer access to a wide range of lending options.

    Whether you're comparing commission rates, seeking intel on lenders, or needing help understanding the differences across lender credit, the SimpleFin team has your back, every step of the financial journey.


    If you need help, please just reach out to Greg Cooke and the SimpleFin team on ๐Ÿ“ž 0457 531 124


  • What are 7 reasons to why Towradgi 2518ย a great place to buy a home or investment property?

    Here are 7 compelling reasons why Towradgi 2518 (NSW) is a fantastic place to buy a home or investment property:


    1. Coastal Living Just Minutes from the CBD

    Towradgi is prized for its beachside location, offering residents direct access to Towradgi Beach, ocean pools, and scenic coastal walks—all just a 10-minute drive from Wollongong CBD. This rare blend of coastal serenity and urban proximity makes it ideal for both homebuyers and lifestyle-driven tenants.


    2. Strong Long-Term Capital Growth

    As one of the most sought-after northern suburbs in the Illawarra, Towradgi has seen consistent capital growth. Limited land supply near the coastline, combined with high buyer demand, has helped drive up property values, making it a promising suburb for long-term investment returns.


    3. Low-Density Suburb with a Family-Friendly Vibe

    With its wide streets, parks, and a quiet residential atmosphere, Towradgi attracts families, downsizers, and professionals alike. The suburb features well-kept homes, spacious blocks, and a strong community feel—factors that drive strong owner-occupier demand and long-term rental stability.


    4. Excellent Connectivity via Public Transport and Road Links

    Towradgi benefits from its own train station, offering direct services to Wollongong and Sydney. It's also close to Memorial Drive and the Princes Highway, making it ideal for commuters. This accessibility boosts appeal for renters and ensures future infrastructure value.


    5. Access to Quality Schools and Education Hubs

    Families appreciate the proximity to good local schools, such as Towradgi Public School, and quick access to Holy Spirit College, TAFE Illawarra, and the University of Wollongong. Strong school catchments enhance family interest and long-term tenant retention.


    6. Outdoor Lifestyle and Recreation Opportunities

    With surf clubs, coastal cycleways, sports fields, and dog-friendly parks, Towradgi supports an active, outdoorsy lifestyle. Residents can swim at the ocean pool, surf at the beach, or walk and bike to nearby suburbs. These lifestyle perks make it a hot spot for health-conscious buyers and renters.


    7. Tightly Held Market with Renovation Potential

    Towradgi is a tightly held suburb, meaning homes rarely go up for sale. Many properties are older homes on large blocks, offering significant potential for renovation or redevelopment. Investors and owner-builders can capitalise on the suburb’s growth trajectory with value-adding projects.

     Towradgi 2518 offers a rare opportunity to invest in a beachside suburb with strong growth potential, lifestyle appeal, and infrastructure advantages. Whether you’re looking for your forever home or a high-demand rental property, Towradgi checks all the right boxes.


    Simply get in touch with Greg today on ๐Ÿ“ž 0457 531 124 if you’ve any questions or looking for the best Mortgage Brokers Towradgi!